The Process

How fractional ownership works — from registration to income.

Unitora breaks premium Nigerian real estate into accessible slots. You invest once, Reyfield manages everything, and income flows back to you.

Four Steps

From sign-up to steady income in four clear steps.

01

Register & Verify

Create your investor account and complete our simple KYC process. This typically takes under 10 minutes with a valid ID and BVN.

10 minutes

02

Choose a Property

Browse our curated marketplace. Each listing shows the slot price, target yield, location profile, and due diligence summary.

Your choice

03

Confirm Your Slots

Select how many slots you want. Your digital certificate of ownership is issued automatically once the transaction clears.

Secure & instant

04

Receive Income

Rental income is collected and distributed quarterly to your linked account. Track everything from your investor dashboard.

Quarterly payout

Return Calculator

Estimate your annual returns.

Number of slots

3

Slot price (₦ million)

₦9M

₦12M

₦18M

Target annual yield

10%

12.5%

15%

Estimated returns

Annual income ₦3,187,500

5-year projection ₦15,937,500

Total invested ₦25,500,000

Monthly income ₦265,625

Browse Properties

Projections are illustrative only. Past yield performance is not a guarantee of future returns. Investments carry risk.

Common Questions

Questions investors ask before they begin.

Still have questions? Our team is available to walk you through every detail before you commit a single naira.

Speak to an Advisor

What is a slot and what do I actually own?

A slot represents a proportional fractional ownership stake in a specific property. You receive a legally valid digital certificate and income distributions proportional to your slot count.

How is rental income collected and distributed?

Reyfield collects rent from tenants and distributes net income to slot holders quarterly, directly to linked bank accounts. All transactions are visible in your dashboard.

Can I sell my slots if I need liquidity?

Unitora is a medium-to-long term investment. A secondary slot market is in development. In the interim, you may initiate an exit request and Reyfield will facilitate where possible.

What is the minimum investment amount?

Minimum investment is one slot per property. Slot prices vary by asset. To keep ownership diversified across our investor base, no single investor may hold more than 45% of the total slots in any property variant.

Is my investment protected?

All properties undergo full legal due diligence. Title deeds are held in trust by Reyfield’s appointed solicitors. Investments carry market risk and past yields are not guarantees.